Buying Guides

Unwrap the Gift of Flexibility: Stretch
Your Holiday Dollars with FlexShopper!

Mix group of couples and friends at beautiful dinner table
Written by Flexshopper

The holidays are a time when you should be able to spend freely. You want to create the coziest experience possible for your family and close friends. That means comfy furniture, festive decor, a pan big enough to roast an entire turkey, and meaningful gifts you’re proud to share. However, just because it’s the perfect time to shop, doesn’t mean you have the funds to go all-out.

This is where FlexShopper comes in. Definitely not your run-of-the-mill retail experience, it’s a bona fide company that’s been turning heads and flipping the script on the traditional shopping model. FlexShopper understands that life happens, and sometimes, you need a little flexibility in your life — especially when it comes to your wallet.

Give yourself the gift of flexible finances. For many, this past year has been a financially challenging one. Food, fuel, and electricity prices are up, leaving millions of families with less holiday spending money to make the season bright. Fortunately, you don’t need to put down a big up-front sum to celebrate in style this year.

Spread out your holiday spending more comfortably over the next few months through lease-to-own purchases that you can take home in time for the holiday season.

A Shopping Companion You Can Trust

Imagine walking into a store and being greeted by a friend who also happens to know a ton about lots of different products and how to get them with stress-free payments. That’s the Flexshopper experience. It’s like having a knowledgeable retail salesperson or customer-care rep with you every step of the way, minus any pushy sales tactics.

Flexshopper is about building customer relationships. They’re not just selling you a product; they’re offering a partnership. A partnership where they provide the items you need with payment plans that make you feel like you’re in control — because you are!

Deck the Halls with Weekly-Payment Ease

Don’t have holiday savings this year? It’s okay. This time of year, we are especially moved to help people create cozy holiday gatherings with family by financing essentials like Christmas trees, kitchen appliances, and more. We want you to be able to cook up a big holiday dinner, gather family around the fireplace, and keep things comfortable, cozy, and fun all season long.

Pay-over-time solutions can help you access the things that make the holidays unforgettable, especially for young children who will remember all the warm, loving moments you create. Even if this year has been financially tough, we can still help you create magical holiday memories. All you need is a trusted partner like FlexShopper to help spread the cost of holiday spending out over a more comfortable time-period.

With clear, easy-to-understand terms, we offer new access to the items that matter most to you. Whether you’re a late-night shopper snagging last-minute deals or a calculated planner mapping out every purchase, you’re taking control of your budget and making smart choices that fit your lifestyle.

How FlexShopper Empowers Holiday Shopping

FlexShopper helps you spread out holiday spending with a lease-to-own purchase program. We partner with key retailers, such as Best Buy, in order to help people finance larger purchases over time, instead of paying all at once. When there’s not a savings account to dip into, FlexShopper can help with updates that can be critical this time of year, including key furniture pieces or heating-system choices when temperature drop.

Whether it’s an essential-need item or a joyful holiday splurge, lease-to-own is an empowering payment model that helps people make a big purchase and then pay it off over time. You’re not renting the item, it’s yours. You also don’t have to take out a traditional loan. Instead, your purchase — whether one item or many — goes into a payment plan that you can spread out over the next six to twelve months. When extended like this, many individual items cost less than $10 a week.

A Path to Ownership, in five simple steps:

  1. First, you apply for the lease-to-own program. It only takes a few minutes to complete online.
  2. Next, you shop. Shop thousands of top-name essentials sure to secure a good holiday for your family, up to $2,500 in value.
  3. When you’re finished shopping, just sign the lease agreement and we ship your products! And, if you’re in a hurry, you can even pick up select items up in-store or curbside.
  4. You enjoy a good holiday with those essentials and perhaps a few festive extras.
  5. Finally, you can pay off the purchase at the agreed-upon rate. Or, you can pay it off early, if you prefer. Once the items are fully paid off, the items are completely yours to enjoy all year and for many holidays into the future.

Hosting or Traveling this Holiday Season?

If you are hosting the holidays this year, you’ll find everything you need in FlexShopper’s Seasonal, Furniture, and Appliance sections to create the perfect holiday and impress your family with your beautiful home. FlexShopper always offer the power of choice, with the flexibility of payments that align with your financial flow.

If you’re traveling this year, don’t go threadbare. Get all the tech and supplies you need to enjoy travel and be a great guest. Be the cool put-together relative even if you’ve been putting off buying your favorite equipment for the last few months. Give yourself the gift of travel gear to make this holiday a good one.

Unwrap the Gift of Flexibility

Flexshopper is the real deal. It’s a company that puts purchase power back in your hands without tying them up in financial knots. It’s a place where flexibility is not just a concept; it’s a promise. So, go ahead and give them a try. Flex your shopping power here, and turn your “one day” into “day one” of a smarter, more flexible way to shop.

Use this lease-to-own opportunity to make this holiday season bright and memorable for your family — and you! Grab your checklist and get what you need with a flexible-payment path to full ownership. We’re here to make sure small savings and a tough economy don’t get in the way of your holiday cheer and valuable memories with family.

If you’re ready to start your holiday shopping with the gift of flexibility, visit FlexShopper and begin the lease application today. Experience the joy of shopping (with a side of freedom) and we’ll have you picking out Christmas trees, air fryers, and iPads in no time. Happy Holidays! Get started: apply today.

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* Prices and quantities are subject to change

1 If you are approved for a lease this is your estimated weekly lease payment. On this site, we use the terms "lease," "lease agreement," "rental-purchase agreement" and "agreement" the same. (We usually use the term "Lease.") Under your Lease, you can: (a) weekly, biweekly, or monthly payments or exercise an Early Purchase Option pursuant to your payment offer (not applicable in FL, NC and TX) and some restrictions may apply in CA to acquire Ownership of the rented goods or (b) rent the goods for at least the initial term and then end the lease when you want by making all required payments and returning the goods. In NC, the final payment required to purchase the rented goods will be an amount greater than 10% of the Cash Price. If you are approved for a loan the weekly payment is only an estimate. Please review the actual terms in your loan agreement if you are approved. Your rates, terms and payment schedule are subject to approval pursuant to underwriting criteria and may vary by state. FlexShopper provides offers for Lease to Own Options, however, we do not make any loan or credit decisions and are not representative, brokers or agents for any Lenders.

3 If approved by FlexShopper customers that reside in Florida, Texas and North Carolina, the Cash Price is the price we charge for a cash sale of the item. The Cash Price may be higher than the cash price you would pay if you were to purchase the item directly from the merchant shipping the merchandise on FlexShopper and/or affiliates behalf. If approved by another payment option provider the cash price is the invoice amount of the item excluding taxes, shipping and other fees.

5 Good credit is not necessary but not everyone with bad credit is approved. Our goal is to help consumers with not so perfect credit get goods they want through a payment offer that works for you.

7 An initial payment or security deposit and/or payment may be required before fulfillment.

8 If approved by FlexShopper customers that reside in Florida, Texas and North Carolina you will own the item(s) and not have to pay any additional amount if you pay the full Cash Price (the Cash Price is the price we charge for a cash sale of the item (or $50 more than the price the merchant you select charges) plus sales taxes and may be higher than the price you would pay if you were to purchase the item(s) directly; if you rent multiple items at the same time, we reduce the Cash Price (and increase the Cost of Rental) by $50 for the second and each subsequent item you rent, which makes it less expensive to purchase the items before the end of the term of the Lease). After 90 days, you also have an Early Purchase Option that allows you to own your item(s) for less. Simply refer to the table in your Lease to look up the Early Purchase Option amount after each payment date. If approved by another payment option provider please refer to the terms and conditions of your agreement.

9 All lease/loan decisions and rates and terms are subject to approval pursuant to underwriting criteria related to the applicant’s credit quality. Rates and terms may also vary depending upon the state where you reside.