Find the Best Fitness Tracker for Your Lifestyle—Without Paying Full Price Upfront

Today’s fitness trackers do more than just count your steps. These smart devices have evolved into comprehensive health and wellness tools, monitoring heart rate, sleep patterns, stress levels, and even providing GPS tracking for workouts. Many models now feature blood oxygen tracking, continuous heart rate monitoring, and dual frequency GPS for enhanced gps accuracy. For most people, these tools have become incredibly personal, helping them stay accountable to fitness goals and health routines.

However, the best fitness tracker models—including top-tier picks like the Apple Watch Ultra, Samsung Galaxy Watch, and the new Galaxy Ring—can come with a high price tag. That’s where FlexShopper makes a difference. With lease-to-own options and low weekly payments, you can get your hands on today’s best-rated fitness trackers without breaking your budget.

In this guide, we’ll walk you through the best fitness trackers available on FlexShopper and help you find the perfect match for your lifestyle, whether you’re a fan of the Apple Watch Series, Pixel Watch, or prefer an activity tracker with better battery life and a good option for everyday wear.

What to Look for in a Fitness Tracker

Not all fitness trackers are created equal, so choosing the right one depends on your individual health goals and how you plan to use the device. Look for features like heart rate monitoring, sleep tracking, and built-in GPS if you run or bike outdoors. Fitness features like strength training modes, blood oxygen sensing, and the ability to track activity levels are key for active users. Battery life is also important—some trackers last a few days, while others can go weeks on a single charge.

For families, kid-friendly options with parental controls may be ideal. And of course, comfort, design, and smartphone compatibility (especially for android users or those using samsung phones or iPhones) can impact your day-to-day experience. Whether you’re looking for an activity tracker with offline maps and water resistance, or a smart ring like the Oura Ring with sleep apnea monitoring and health insights, FlexShopper helps you wear what fits—while paying over time.

7 Best Rated Fitness Trackers by FlexShopper

Explore these top-rated options available now through FlexShopper’s lease-to-own platform. We’ve tested dozens of trackers and watches to highlight ones that combine accurate activity tracking with strong health features, great sleep tracking, and a long battery life.

1. Fitbit Charge 6 – Advanced Tracking with Google Smarts

The Fitbit Charge 6 offers a robust combination of fitness and smart features. It supports 40+ exercise modes, heart rate tracking, Active Zone Minutes, and built-in GPS. It also includes a Daily Readiness Score to help you optimize your workouts. Stress management is supported with an EDA Scan app and stress score, while blood oxygen and skin temperature tracking give added insight into your health. It integrates with Google Maps for route guidance and Google Wallet for payments.

With water resistance up to 50 meters and a 7-day battery life, it’s built for daily wear. The Infinity band is available in two sizes to fit most wrists. This device is a great example of a basic fitness tracker with new features and tested accuracy. Lease it now through FlexShopper for easy weekly payments.

2. Fitbit Inspire 3 – Affordable, Lightweight & Powerful

Don’t let the slim profile fool you—the Fitbit Inspire 3 delivers premium features at a budget-friendly price. It tracks heart rate 24/7, monitors blood oxygen (SpO2), and offers menstrual health tracking. You’ll also get sleep scores, mindfulness tools, and phone notifications through the Fitbit app. This fitness tracker is ideal for those who want to monitor sleep patterns, resting heart rate, and get daily health insights on a single charge.

The Inspire 3 is water resistant up to 50 meters and offers a battery life of up to 10 days. Auto exercise detection and a Daily Readiness Score keep you engaged with your goals. For anyone looking for a good option with accurate fitness tracking and health monitoring, this is a solid pick. FlexShopper makes it easy to get started with low weekly lease payments.

3. Garmin vivosmart 5 – For Serious Fitness Fans

Ideal for fitness enthusiasts, the Garmin vivosmart 5 monitors heart rate continuously, tracks sleep in detail, and gives you a stress score with relax reminders. Its Pulse Ox sensor adds advanced oxygen level tracking and helps with sleep apnea monitoring. The Fitness Age feature lets you know how your body is performing compared to your actual age.

Built-in sports apps support various workouts like strength training and running, and you can connect to your phone’s GPS for real-time location tracking. It even includes safety features like fall detection and Incident Detection. With up to 7 days of battery life, it delivers better battery life than many older models. This device is compatible with both Apple and Android phones and syncs easily through the Garmin Connect app. Lease it with FlexShopper to stay on track without a big upfront cost.

4. Garmin vivofit jr. 3 – Kid-Friendly Fitness Fun

The vivofit jr. 3 turns fitness into a fun adventure for kids. With themed games, quizzes, and rewards, it encourages daily activity while teaching kids basic exercise moves. It tracks steps, distance, and daily activity goals, rewarding kids with gems for progress. It also supports the Garmin Connect app and Kid Mode.

Parents can assign chores and track responsibilities through the Garmin Jr app. Safety features like an ICE (In Case of Emergency) widget add peace of mind. The battery lasts up to a year, and it’s water-resistant up to 50 meters. This watch is perfect for kids and offers valuable activity tracking with no social media exposure. Available on FlexShopper with budget-friendly weekly payments.

5. Amazfit Band 7 – Big Features, Tiny Price

The Amazfit Band 7 is packed with value and includes standout features like blood oxygen sensing, stress monitoring, and continuous heart rate monitoring. Its 1.47″ display delivers a crisp user experience, and the new vitals app gives you a complete snapshot of your health.

When fully charged, it can last up to 18 days under typical use and 9 days under heavy use. The Band 7 offers 120 sport modes and tracks data such as distance, speed, and heart rate. This device is an excellent basic fitness tracker that charges faster than many other models in its class. It’s a great fit for those who value long battery life and accurate fitness tracking. FlexShopper makes it even more accessible with lease-to-own pricing.

6. Xplora XGO3 – A Smartwatch Made for Kids

This all-in-one smartwatch is the perfect tech introduction for kids ages 4 to 11. It includes GPS tracking, calls, messages, a step counter, and an ICE contact feature—all parent-controlled via the Xplora app. It encourages movement through activity tracking and the Xplora Kids’ Activity Platform, which rewards steps with Xplora Coins for fun games.

The device includes a 2MP camera, 850mAh battery, and comes with a SIM card installed. The durable watch body includes a silicone band with water resistance. It’s a kid-friendly alternative to more expensive watches and doesn’t include internet access or social media. FlexShopper lets you lease the XGO3 at a great value while providing peace of mind.

7. Samsung Galaxy Ring – Discreet Health Tracking in Style

The Galaxy Ring offers sleek, stylish tracking in a compact smart ring that fits comfortably on your finger. It monitors sleep patterns, stress, and activity using Galaxy AI’s new features like the Energy Score. It’s great for those who want accurate wellness insights without wearing a traditional fitness tracker on their wrist.

This ring supports sleep tracking with minimal interruption and works with your Samsung phones or Android device. With a stainless steel case, water resistance, and up to 6-day battery life, it merges durability with elegance. The Galaxy Ring stands out for its incredibly personal design and subtle appearance. Lease this innovative smart ring today through FlexShopper.

Why Lease Your Fitness Tracker Through FlexShopper?

FlexShopper gives you the freedom to shop for today’s best tech without the financial stress of upfront costs. With no traditional credit required, you can get approved quickly and start shopping. Weekly payments make budgeting easier, and with the “90 Days Same as Cash” option, you can save even more by paying off your lease early.

You’ll find name-brand products from trusted retailers like Best Buy and Amazon, including top fitness brands like Apple, Samsung, Garmin, Fitbit, and Amazfit. Whether you want an Apple Watch Series with fall detection and health features, or prefer a Pixel Watch or smart ring with sleep tracking and heart health metrics, FlexShopper has something for everyone. Enjoy an easier checkout experience and the flexibility to own your device over time.

Ready to Track Your Goals the Smart Way?

You don’t need to wait for a big payday to invest in your health and fitness. From powerful wearables to kid-friendly smartwatches, FlexShopper offers the best fitness trackers with payment plans that fit your lifestyle. Whether you need an activity tracker with voice commands, a smart ring with blood oxygen, or a fitness tracker with GPS accuracy and accurate data tracking, there’s an option for everyone. Browse our marketplace today and lease the perfect tracker for your goals—with no credit needed and weekly payments that work for you.