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Best Budget 4K TV – Top Picks with Flexible Lease-to-Own Options

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Best Budget 4K TV – Top Picks with Flexible Lease-to-Own Options

Looking to upgrade your home entertainment experience without blowing your budget? You’re not alone. With more people streaming, gaming, and watching movies in high-definition than ever before, a reliable budget 4K TV is quickly becoming a household must-have. The good news is, you don’t need to pay a premium upfront to enjoy good picture quality and game picture mode, immersive audio, and the benefits of a smart TV system.

At FlexShopper, we believe that everyone deserves access to the best in home electronics—regardless of credit history. That’s why we offer a lease-to-own marketplace packed with top smart TV brands like LG, Sony, Samsung, TCL, and more. Whether you’re outfitting a small apartment or building a backyard theater, we’ve got budget TV options that deliver great picture quality and performance—without the premium price tag. Plus, with flexible weekly payments and our “90 Days Same as Cash” program, owning the best in entertainment has never been more accessible.

Let’s explore what makes a budget TV truly great—and showcase ten affordable TV picks on FlexShopper that deliver big features for a cheap TV price.

What to Look for in a Budget 4K TV

Choosing the best budget TV isn’t just about price. It’s about finding the right balance of screen size, display resolution, and user experience. Many of today’s top budget models deliver incredible picture quality, especially those that support Dolby Vision HDR, HDR10, or have local dimming features for better contrast in dark scenes.

Look for TVs with smart TV platforms like Google TV, Fire TV, or Roku TV, which make streaming effortless and offer user-friendly smart TV interfaces. Consider sound systems that support Dolby Atmos or DTS for fuller, more immersive sound quality. If you’re into gaming, don’t forget to check for gaming features like Auto Low Latency Mode, variable refresh rate, and HDMI 2.1 support.

The best cheap TV isn’t just affordable—it’s one that performs well, looks great, and fits your lifestyle.

Why Buy Through FlexShopper?

FlexShopper isn’t just another online store—it’s a smarter, more flexible way to shop for electronics. Whether you’re buying a new TV for your living room or a second screen for gaming or daytime viewing, our lease-to-own model helps you pay over time—no traditional credit required.

Just follow four simple steps:

Step 1 – Apply
Get started with a quick online application. Get approved in seconds for a spending limit of up to $5,000, which you can use on one or multiple items—including smart TVs, soundbars, and furniture.

Step 2 – Shop
Explore our massive selection of brand-name electronics, including the latest budget 4K TVs from Samsung, LG, TCL, and more. With over 100,000 products available, you’re bound to find the right TV for your budget.

Step 3 – Sign & Ship
Once you’ve picked your best cheap TV, simply review and accept the lease agreement. We’ll ship your product to your door or offer store pickup through Best Buy on select models.

Step 4 – Autopay
Make weekly payments and enjoy your main TV. When the lease ends, you own it. Want to save even more? Use our “90 Days Same as Cash” option to eliminate rental fees.

10 Affordable 4K HD TVs by FlexShopper

Let’s take a look at ten of the best budget TVs you can lease through FlexShopper—each offering impressive picture quality, modern features, and an affordable price tag.

LG – 43″ Class UT75 Series LED 4K UHD Smart webOS TV (2024)

The LG UT75 Series is a budget 4K TV that delivers surprisingly good performance for its size and price. With its vibrant 4K HDR resolution and smooth webOS smart TV platform, this 43-inch model is perfect for daytime viewing, small living rooms, or bedrooms. It includes the Game Optimizer and GeForce NOW cloud gaming, making it a solid gaming TV for casual players. The compact design fits easily in tight spaces, and its built-in apps and fast interface make streaming a breeze.

Sony – 55″ Class BRAVIA 3 LED 4K UHD Smart Google TV (2024)

Sony’s BRAVIA 3 combines premium features with an affordable price tag, making it one of the best budget TVs for cinematic experiences. Powered by the 4K HDR Processor X1, it enhances every scene with stunning color and contrast. The addition of Triluminos Pro provides rich, lifelike colors, while Dolby Vision and Dolby Atmos ensure immersive visuals and sound. Its Google TV interface offers intuitive navigation, built-in Google Assistant, and access to thousands of apps.

Westinghouse – 43″ 4K UHD Roku Smart TV

This Westinghouse Roku TV is one of the best cheap TVs available for small spaces or secondary setups. Despite its compact screen size, it packs a punch with HDR10, Dolby Audio, and solid image quality. The integrated Roku smart TV system offers access to thousands of streaming apps, voice search, and private listening via the Roku mobile app. It’s compatible with Apple AirPlay, Google Assistant, and Amazon Alexa, making it easy to integrate into your smart home.

Insignia™ – 65″ Class F50 Series LED 4K UHD Smart Fire TV

If you’re looking for a large budget 4K TV without the premium price, the Insignia 65″ F50 Series is a fantastic pick. This Fire TV supports 4K HDR and features DTS Studio Sound for enhanced sound quality, making it ideal for watching movies, sports, or streaming content. Voice control is seamless with built-in Alexa, and the smart TV interface is easy to use right out of the box.

Hisense – 65″ Class A7 Series 4K UHD HDR WCG Google TV (2024)

The Hisense A7 Series is one of the most well-rounded gaming TVs in the budget model category. It offers a cinematic experience at an affordable price, thanks to Dolby Vision HDR, Wide Color Gamut, and DTS:X audio support. Powered by Google TV, the smart interface is clean and packed with content options. This TV includes Auto Low Latency Mode, Game Mode, and great picture mode options for gamers seeking low input lag.

Sharp – 75″ Class AQUOS XLED 4K Ultra HD Mini LED Google TV

For those who want a true big-screen experience without diving into the cost of OLED TVs, the Sharp AQUOS XLED is a mini LED TV that impresses. Its mini LED backlighting, paired with full array local dimming, delivers deep blacks, high brightness, and excellent contrast. Powered by Google TV, this model also features Dolby Vision HDR, Dolby Atmos, and over 2,000 dimming zones for great picture quality across all content types.

Furrion – 50″ Partial Sun 4K UHD Smart Outdoor TV (2023)

Unlike most TVs, the Furrion Aurora is engineered for outdoor use and is one of the only TVs in its class built for weather resistance. With a 750-nit display, it delivers clear, vibrant visuals even in partially sunny outdoor environments. The Aurora includes smart features for easy streaming, a durable weatherproof shell, and RangeXtend antennas to strengthen Wi-Fi connectivity.

Roku – 43″ Class Select Series 4K Smart RokuTV

This Roku TV Select Series 4K model blends value, simplicity, and performance in a compact package. It comes with 4K HDR and a smart TV system that’s easy to navigate—especially for first-time streamers. Features like auto speech clarity, night mode, and private listening add convenience, while the lost remote finder is a handy bonus. Its reliable picture quality and HDR support make it ideal for daytime viewing or use as a secondary screen in a home office or guest room.

Samsung – 50″ Class 7 Series LED 4K UHD Smart Tizen TV

Samsung’s 7 Series offers a fantastic balance of design and TV performance at an affordable price tag. The Crystal 4K processor automatically upscales content for better image quality, and HDR support ensures vibrant, accurate colors for both gaming and streaming. Samsung’s Tizen smart TV platform provides quick access to apps and settings, while the Universal Guide simplifies browsing. Although this is a budget 4K TV, the picture quality feels far from basic.

TCL – 55″ 4K UHD HDR Google Smart TV

TCL’s S5 S-Class is a rising star among best budget TVs—combining powerful gaming features, sleek design, and strong HDR performance. It includes HDR PRO+, Dolby Atmos, and the AIPQ Processor for high dynamic range, scene-by-scene picture mode optimization. Gamers will appreciate the Game Accelerator 120, variable refresh rate, and low input lag, making it an ideal pick for playing games on next-gen consoles.

Conclusion

Whether you’re looking for a 55 inch centerpiece for your living room or a compact screen for a guest bedroom, the best TVs offer the features you need at an affordable and almost same price. With FlexShopper’s lease-to-own model, you can take home the best performance from the most trusted brands—on your terms.

Say goodbye to high upfront costs, other budget TVs, and hello to great TV experiences. Start shopping now and get the TV’s performance you deserve—without compromising on sound quality, image quality, or budget.

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* Prices and quantities are subject to change

1 If you are approved for a lease this is your estimated weekly lease payment. On this site, we use the terms "lease," "lease agreement," "rental-purchase agreement" and "agreement" the same. (We usually use the term "Lease.") Under your Lease, you can: (a) weekly, biweekly, or monthly payments or exercise an Early Purchase Option pursuant to your payment offer (not applicable in FL, NC and TX) and some restrictions may apply in CA to acquire Ownership of the rented goods or (b) rent the goods for at least the initial term and then end the lease when you want by making all required payments and returning the goods. In NC, the final payment required to purchase the rented goods will be an amount greater than 10% of the Cash Price. If you are approved for a loan the weekly payment is only an estimate. Please review the actual terms in your loan agreement if you are approved. Your rates, terms and payment schedule are subject to approval pursuant to underwriting criteria and may vary by state. FlexShopper provides offers for Lease to Own Options, however, we do not make any loan or credit decisions and are not representative, brokers or agents for any Lenders.

3 If approved by FlexShopper customers that reside in Florida, Texas and North Carolina, the Cash Price is the price we charge for a cash sale of the item. The Cash Price may be higher than the cash price you would pay if you were to purchase the item directly from the merchant shipping the merchandise on FlexShopper and/or affiliates behalf. If approved by another payment option provider the cash price is the invoice amount of the item excluding taxes, shipping and other fees.

5 Good credit is not necessary but not everyone with bad credit is approved. Our goal is to help consumers with not so perfect credit get goods they want through a payment offer that works for you.

7 An initial payment or security deposit and/or payment may be required before fulfillment.

8 If approved by FlexShopper customers that reside in Florida, Texas and North Carolina you will own the item(s) and not have to pay any additional amount if you pay the full Cash Price (the Cash Price is the price we charge for a cash sale of the item (or $50 more than the price the merchant you select charges) plus sales taxes and may be higher than the price you would pay if you were to purchase the item(s) directly; if you rent multiple items at the same time, we reduce the Cash Price (and increase the Cost of Rental) by $50 for the second and each subsequent item you rent, which makes it less expensive to purchase the items before the end of the term of the Lease). After 90 days, you also have an Early Purchase Option that allows you to own your item(s) for less. Simply refer to the table in your Lease to look up the Early Purchase Option amount after each payment date. If approved by another payment option provider please refer to the terms and conditions of your agreement.

9 All lease/loan decisions and rates and terms are subject to approval pursuant to underwriting criteria related to the applicant’s credit quality. Rates and terms may also vary depending upon the state where you reside.