Category - Buying Guides

Buying Guides

The Ultimate Spring Cleaning Guide

Advertorial Spring is the time to breathe new life into your home after a long winter. It’s an excellent opportunity to freshen up your home with a little deep cleaning in and around the house. Doing some spring cleaning...

Buying Guides

The Ultimate Guide for Gaming Chairs

Advertorial If you are a serious PC gamer, you probably spend a good amount of time thinking about the perfect gaming setup. Most choose to upgrade their graphics cards, cooling systems, gaming keyboards, or even headsets for the...

Buying Guides

Choosing Your Perfect Washer and Dryer

If it’s time to upgrade or replace your washer and dryer, there are a few things you should know before taking the leap into that laundry basket. Appliances have changed. So, if it has been a while since you purchased your...

Buying Guides

Which Type of Camera is Right For You?

If you are thinking about purchasing a camera, you’ll find yourself with an endless amount of options, which for some can seem a bit confusing and overwhelming. To make this purchase easier, and foolproof, it’s best...

Buying Guides

Fitness Tech Holiday Gift Guide 2020

We have seen so many changes in 2020, including the way we work out. So, if you have fitness enthusiasts on your gift list, you may find it tricky this year to find the perfect present. A few things to consider might be: The type...

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* Prices and quantities are subject to change

1 If you are approved for a lease this is your estimated weekly lease payment. On this site, we use the terms "lease," "lease agreement," "rental-purchase agreement" and "agreement" the same. (We usually use the term "Lease.") Under your Lease, you can: (a) weekly, biweekly, or monthly payments or exercise an Early Purchase Option pursuant to your payment offer (not applicable in FL, NC and TX) and some restrictions may apply in CA to acquire Ownership of the rented goods or (b) rent the goods for at least the initial term and then end the lease when you want by making all required payments and returning the goods. In NC, the final payment required to purchase the rented goods will be an amount greater than 10% of the Cash Price. If you are approved for a loan the weekly payment is only an estimate. Please review the actual terms in your loan agreement if you are approved. Your rates, terms and payment schedule are subject to approval pursuant to underwriting criteria and may vary by state. FlexShopper provides offers for Lease to Own Options, however, we do not make any loan or credit decisions and are not representative, brokers or agents for any Lenders.

3 If approved by FlexShopper customers that reside in Florida, Texas and North Carolina, the Cash Price is the price we charge for a cash sale of the item. The Cash Price may be higher than the cash price you would pay if you were to purchase the item directly from the merchant shipping the merchandise on FlexShopper and/or affiliates behalf. If approved by another payment option provider the cash price is the invoice amount of the item excluding taxes, shipping and other fees.

5 Good credit is not necessary but not everyone with bad credit is approved. Our goal is to help consumers with not so perfect credit get goods they want through a payment offer that works for you.

7 An initial payment or security deposit and/or payment may be required before fulfillment.

8 If approved by FlexShopper customers that reside in Florida, Texas and North Carolina you will own the item(s) and not have to pay any additional amount if you pay the full Cash Price (the Cash Price is the price we charge for a cash sale of the item (or $50 more than the price the merchant you select charges) plus sales taxes and may be higher than the price you would pay if you were to purchase the item(s) directly; if you rent multiple items at the same time, we reduce the Cash Price (and increase the Cost of Rental) by $50 for the second and each subsequent item you rent, which makes it less expensive to purchase the items before the end of the term of the Lease). After 90 days, you also have an Early Purchase Option that allows you to own your item(s) for less. Simply refer to the table in your Lease to look up the Early Purchase Option amount after each payment date. If approved by another payment option provider please refer to the terms and conditions of your agreement.

9 All lease/loan decisions and rates and terms are subject to approval pursuant to underwriting criteria related to the applicant’s credit quality. Rates and terms may also vary depending upon the state where you reside.