Author - Flexshopper

happy young woman stretching on mattress
Buying Guides

Which Type of Mattress is Best for You?

Long gone are the days of going into a mattress store to buy a mattress. The headache that comes with being hassled by pushy salespeople and “trying out” mattresses fully clothed with shoes on can be a deterrent for...

Buying Guides

Outdoor Spring Cleaning

Ahhh, Spring. It’s a time of renewal: flowers blooming, birds singing, and it is also time for cleaning. Often, when we think of spring cleaning, we think of deep cleaning the kitchen or going through our closets. More...

Testimonials

The FlexShopper Difference

Advertorial The value we provide our customers is simple: we offer a lease-to-own1 solution on products for people with no cash or credit. Let us tell you exactly what the “FlexShopper Difference” is, why what we do...

Buying Guides

Want to Get Fit? FlexShopper Can Help!

Ok, so the New Year’s confetti is all cleaned up, the Christmas cookies are gone, and the parties are over. You made those resolutions, but somehow you are still stuck. Change is tough, just like working out. You want to...

A male photographer holding his camera, paid for through weekly payments, checking out its features.
Buying Guides

So You Want to Be a Photographer?

Have you ever dreamed about becoming a photographer or videographer? We are not just talking about pictures of the family around the Christmas tree or your nephew’s home run at the Little League game. Maybe you would like...

FlexShopper

© 2022 FlexShopper, LLC. All rights reserved.

* Prices and quantities are subject to change

1 If you are approved for a lease this is your estimated weekly lease payment. On this site, we use the terms "lease," "lease agreement," "rental-purchase agreement" and "agreement" the same. (We usually use the term "Lease.") Under your Lease, you can: (a) weekly, biweekly, or monthly payments or exercise an Early Purchase Option pursuant to your payment offer (not applicable in FL, NC and TX) and some restrictions may apply in CA to acquire Ownership of the rented goods or (b) rent the goods for at least the initial term and then end the lease when you want by making all required payments and returning the goods. In NC, the final payment required to purchase the rented goods will be an amount greater than 10% of the Cash Price. If you are approved for a loan the weekly payment is only an estimate. Please review the actual terms in your loan agreement if you are approved. Your rates, terms and payment schedule are subject to approval pursuant to underwriting criteria and may vary by state. FlexShopper provides offers for Lease to Own Options, however, we do not make any loan or credit decisions and are not representative, brokers or agents for any Lenders.

3 If approved by FlexShopper customers that reside in Florida, Texas and North Carolina, the Cash Price is the price we charge for a cash sale of the item. The Cash Price may be higher than the cash price you would pay if you were to purchase the item directly from the merchant shipping the merchandise on FlexShopper and/or affiliates behalf. If approved by another payment option provider the cash price is the invoice amount of the item excluding taxes, shipping and other fees.

5 Good credit is not necessary but not everyone with bad credit is approved. Our goal is to help consumers with not so perfect credit get goods they want through a payment offer that works for you.

7 An initial payment or security deposit and/or payment may be required before fulfillment.

8 If approved by FlexShopper customers that reside in Florida, Texas and North Carolina you will own the item(s) and not have to pay any additional amount if you pay the full Cash Price (the Cash Price is the price we charge for a cash sale of the item (or $50 more than the price the merchant you select charges) plus sales taxes and may be higher than the price you would pay if you were to purchase the item(s) directly; if you rent multiple items at the same time, we reduce the Cash Price (and increase the Cost of Rental) by $50 for the second and each subsequent item you rent, which makes it less expensive to purchase the items before the end of the term of the Lease). After 90 days, you also have an Early Purchase Option that allows you to own your item(s) for less. Simply refer to the table in your Lease to look up the Early Purchase Option amount after each payment date. If approved by another payment option provider please refer to the terms and conditions of your agreement.

9 All lease/loan decisions and rates and terms are subject to approval pursuant to underwriting criteria related to the applicant’s credit quality. Rates and terms may also vary depending upon the state where you reside.