Testimonials

The FlexShopper Difference

5 years ago
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by Flexshopper
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4 years ago
Written by Flexshopper

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The value we provide our customers is simple: we offer a lease-to-own1 solution on products for people with no cash or credit. Let us tell you exactly what the “FlexShopper Difference” is, why what we do works so well, and why we’re a better option than our competition.

To show you what a great option FlexShopper is for your rent-to-own1 needs, we want to share with you the actual words of our customers. Let’s have them tell you our story.

All text below in italics are quotes from real customer reviews we received online, edited only slightly for clarity.

So, let’s take a closer look at what makes FlexShopper so different.

We Offer a Flexible Arrangement for Those Looking for a Lease-to-Own1 Option

How exactly does our service work? Our FAQ explains it for you:

“We lease you goods under a rental-purchase agreement. (We generally call this agreement a “Lease” on this Website, including the FAQs.) You can make 52 weekly payments or exercise an Early Purchase Option to acquire ownership of the rented goods. Or, you can lease the goods for the initial term (or longer) and then end the Lease by giving us notice, making all required payments and returning the goods.”

What that basically means is that if there’s an item that you need, but don’t have the cash or credit to make it work, we can help solve your problem with a flexible payment option. Part of the FlexShopper difference offers you a payment plan for electronics or any other type of product on the FlexShopper.com marketplace you’re interested in leasing. With our weekly, bi-weekly, or monthly payments, you can lease-to-own1 a variety of the newest items, including (but not limited to):

  • Computers and Laptops
  • Video games and Accessories
  • Furniture
  • Appliances

More Reviews About the FlexShopper Difference

FlexShopper is poised perfectly to help so many people. My experience has been straightforward. First, an unexpected car repair bill and then a grill. Both paid off before the 90 days. Their billing department was quite accommodating with regards to my bi-weekly vs weekly payment schedule.

I’ve purchased 5 items and have paid them off before the 13th payment as per the contract with the option of utilizing the alternative  52 weekly payments option. I’m grateful to have this business as an option to purchase items and pay over time with being on a strict budget.

Quick and Easy Delivery

Sometimes, you need an item in a pinch without delay. Our fast and efficient delivery service helps speed up getting what you need, no matter how urgent. With us, you won’t get bogged down in a drawn-out and complicated approval process.

FlexShopper was easy to use and approval was quick. I used it for an emergency purchase.

Some purchases can’t wait on your finances improving, and they no longer have to. As part of the FlexShopper difference, we don’t just connect you with a product. In some cases, we’re helping you gain access to a lifeline.

We Offer a High Spending Limit

Our customers can qualify for up to a $2,500 spending limit while making weekly payments1 to us. Need an increase? Talk to a customer service representative about your options. We’re happy to collaborate on a plan that works for you.

Spoke with Joyce about restoring my spending credit, updating my address, and also about switching from weekly to bi-weekly to follow my pay period schedule. From the moment she picked up until the end of my call she was AWESOME, very polite and well-mannered. I give her 5 stars all the way for the excellent customer service. Thank you!

You can use your spending limit to lease-to-own1 one or more products and don’t need to keep re-applying either. At Flexshopper.com you’ll find hundreds of thousands of products to choose from.

Our Customers Keep Coming Back

We simply help our customers get the goods they need when they need them. Our 175,000+ customers understand this and appreciate it. Most of our customers stay with us for years, taking advantage of new products with a payment plan that works for them.

I took in two kids which leaves me little money to get things like tires or brakes for my vehicle. FlexShopper has truly blessed me with being able to do those things I couldn’t afford in one payment. Thank you and your customer service is fantastic! I love you guys and I tell everyone about you!

A Credit Check Won’t Delay Your Order

Your easy and quick online application is handled instantly, and you can start shopping right away. It’s part of the FlexShopper difference. While good credit is not necessary, not everyone with bad credit will get approved. Our goal is to help consumers with bad credit get goods they want through a lease. Whatever your situation, we’ll work with you on a payment plan that works best.

Of the many lease to own sites and local stores I have used, Flexshopper.com makes it very clear on the lease amounts, the early pay-off option and benefits, and any issues I had were clearly and kindly resolved by customer service and the billing department.

I did have questions about their payment policy, so I called and spoke with a knowledgeable rep in their billing department, Alexis. She walked me through every option for paying off my purchase.

Customer Service Is a Breeze

We offer faster and more reliable customer service than “the other guys”. You can access our online customer service through live chat on our website, making it faster and more effective at answering your questions quickly and efficiently. We also have representatives on hand to assist you with whatever you need if you hit any kind of snag.

Absolutely the best experience possible. I want to thank Kimberly for her help today. She was very knowledgeable, courteous, and extremely patient with me, and helped me find exactly what I wanted!

Learn More About the FlexShopper Difference

The bottom line is we want to help our customers get what they need quickly, and in a way that ensures as little disruption as possible.  If you’re looking to rent-to-own1 online, FlexShopper is the solution for you. We’re able to offer that solution by giving you the best deal bolstered by the best customer service in the lease-to-own1 industry. That’s why our customers keep coming back!

To see what our happy customers have been raving about, fill out an application and shop today!

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1 Comment

  • Can I please have an increase in my spending limit? I’ve paid off one of the items I’ve been renting: thank you.

    Reply
FlexShopper

© 2022 FlexShopper, LLC. All rights reserved.

* Prices and quantities are subject to change

1 If you are approved for a lease this is your estimated weekly lease payment. On this site, we use the terms "lease," "lease agreement," "rental-purchase agreement" and "agreement" the same. (We usually use the term "Lease.") Under your Lease, you can: (a) weekly, biweekly, or monthly payments or exercise an Early Purchase Option pursuant to your payment offer (not applicable in FL, NC and TX) and some restrictions may apply in CA to acquire Ownership of the rented goods or (b) rent the goods for at least the initial term and then end the lease when you want by making all required payments and returning the goods. In NC, the final payment required to purchase the rented goods will be an amount greater than 10% of the Cash Price. If you are approved for a loan the weekly payment is only an estimate. Please review the actual terms in your loan agreement if you are approved. Your rates, terms and payment schedule are subject to approval pursuant to underwriting criteria and may vary by state. FlexShopper provides offers for Lease to Own Options, however, we do not make any loan or credit decisions and are not representative, brokers or agents for any Lenders.

3 If approved by FlexShopper customers that reside in Florida, Texas and North Carolina, the Cash Price is the price we charge for a cash sale of the item. The Cash Price may be higher than the cash price you would pay if you were to purchase the item directly from the merchant shipping the merchandise on FlexShopper and/or affiliates behalf. If approved by another payment option provider the cash price is the invoice amount of the item excluding taxes, shipping and other fees.

5 Good credit is not necessary but not everyone with bad credit is approved. Our goal is to help consumers with not so perfect credit get goods they want through a payment offer that works for you.

7 An initial payment or security deposit and/or payment may be required before fulfillment.

8 If approved by FlexShopper customers that reside in Florida, Texas and North Carolina you will own the item(s) and not have to pay any additional amount if you pay the full Cash Price (the Cash Price is the price we charge for a cash sale of the item (or $50 more than the price the merchant you select charges) plus sales taxes and may be higher than the price you would pay if you were to purchase the item(s) directly; if you rent multiple items at the same time, we reduce the Cash Price (and increase the Cost of Rental) by $50 for the second and each subsequent item you rent, which makes it less expensive to purchase the items before the end of the term of the Lease). After 90 days, you also have an Early Purchase Option that allows you to own your item(s) for less. Simply refer to the table in your Lease to look up the Early Purchase Option amount after each payment date. If approved by another payment option provider please refer to the terms and conditions of your agreement.

9 All lease/loan decisions and rates and terms are subject to approval pursuant to underwriting criteria related to the applicant’s credit quality. Rates and terms may also vary depending upon the state where you reside.