Author - Flexshopper

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Buying Guides

Top 15 Hot Products for this Holiday Season

Advertorial You’ve probably heard all the buzz about holiday shopping being more difficult this year due to product shortages, delivery delays, staffing shortages, and even social distancing. In the United States however...

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Buying Guides

What to Consider When Purchasing a Tablet

Advertorial Most people would agree a tablet is more of a luxury than a necessity. Especially nowadays when a laptop or phone can do much of what a tablet offers. But let’s be honest! Tablets are incredibly nice to have...

brunette woman and man looking and choosing a golden necklace at luxury jewelry store
Buying Guides

The Best Jewelry Gifts for Any Occasion

Advertorial Regardless if you are preparing for an anniversary, getting a jump on holiday shopping, or just wanting to get something nice for that special someone, jewelry is a popular item on everyone’s wish list. Getting...

Latin American couple buying carpets at a furniture store and smiling
Buying Guides

What You Need to Know About Buying a Rug

Advertorial Rugs are a great way to completely change the aesthetic of a room. They can improve a room originally lacking in style by giving it the extra pop and cohesion to pull the whole decor together. Rugs are a great...

FlexShopper

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* Prices and quantities are subject to change

1 If you are approved for a lease this is your estimated weekly lease payment. On this site, we use the terms "lease," "lease agreement," "rental-purchase agreement" and "agreement" the same. (We usually use the term "Lease.") Under your Lease, you can: (a) weekly, biweekly, or monthly payments or exercise an Early Purchase Option pursuant to your payment offer (not applicable in FL, NC and TX) and some restrictions may apply in CA to acquire Ownership of the rented goods or (b) rent the goods for at least the initial term and then end the lease when you want by making all required payments and returning the goods. In NC, the final payment required to purchase the rented goods will be an amount greater than 10% of the Cash Price. If you are approved for a loan the weekly payment is only an estimate. Please review the actual terms in your loan agreement if you are approved. Your rates, terms and payment schedule are subject to approval pursuant to underwriting criteria and may vary by state. FlexShopper provides offers for Lease to Own Options, however, we do not make any loan or credit decisions and are not representative, brokers or agents for any Lenders.

3 If approved by FlexShopper customers that reside in Florida, Texas and North Carolina, the Cash Price is the price we charge for a cash sale of the item. The Cash Price may be higher than the cash price you would pay if you were to purchase the item directly from the merchant shipping the merchandise on FlexShopper and/or affiliates behalf. If approved by another payment option provider the cash price is the invoice amount of the item excluding taxes, shipping and other fees.

5 Good credit is not necessary but not everyone with bad credit is approved. Our goal is to help consumers with not so perfect credit get goods they want through a payment offer that works for you.

7 An initial payment or security deposit and/or payment may be required before fulfillment.

8 If approved by FlexShopper customers that reside in Florida, Texas and North Carolina you will own the item(s) and not have to pay any additional amount if you pay the full Cash Price (the Cash Price is the price we charge for a cash sale of the item (or $50 more than the price the merchant you select charges) plus sales taxes and may be higher than the price you would pay if you were to purchase the item(s) directly; if you rent multiple items at the same time, we reduce the Cash Price (and increase the Cost of Rental) by $50 for the second and each subsequent item you rent, which makes it less expensive to purchase the items before the end of the term of the Lease). After 90 days, you also have an Early Purchase Option that allows you to own your item(s) for less. Simply refer to the table in your Lease to look up the Early Purchase Option amount after each payment date. If approved by another payment option provider please refer to the terms and conditions of your agreement.

9 All lease/loan decisions and rates and terms are subject to approval pursuant to underwriting criteria related to the applicant’s credit quality. Rates and terms may also vary depending upon the state where you reside.