Author - Jorge Gaitan

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Fitness Tech Holiday Gift Guide 2024

If you have fitness enthusiasts on your gift list, you may find it tricky to find the perfect present. Here are a few things to consider: The type of exercise: Do they enjoy yoga, running, or maybe lifting? How they exercise: Do...

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Gamers Holiday Gift Guide 2024

This holiday season, bring joy to the gamers in your life with the latest in gaming tech, gear, and gaming accessories designed to elevate their gaming experience. From video game consoles to gaming chairs and vibrant RGB...

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Home Office Holiday Gift Guide 2024

Transform your home office into a productive and comfortable workspace with these essential gift ideas that remote workers and people who work from home will appreciate. From ergonomic office chairs to the latest tech gadgets...

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Home Theater Holiday Gift Guide 2024

This Christmas season, treat yourself to the ultimate home theater experience. Whether it’s upgrading to the latest 4K TV or adding a comfy new sectional, it’s the perfect time to bring home the ideal gifts for the best home...

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Create Your Ultimate Gaming Setup

Creating the ultimate gaming setup is essential for any avid gamer looking to take their gaming experience to the next level. A well-designed gaming setup is an investment, and the benefits of flexible payment options for...

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Best Couches for Every Budget

Shopping for a new couch can be an exciting yet overwhelming experience, especially when considering the vast array of options available on the market. From sleeper sofas to sectional designs, finding the perfect couch that fits...

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Leasing A Phone: What You Need to Know

Renting vs. Buying a Phone: What You Need to Know With the ever-evolving smartphone market, the decision between leasing and purchasing can be tough. If you’ve been debating whether to rent or buy the latest iPhone, you’ve come...

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1 If you are approved for a lease this is your estimated weekly lease payment. On this site, we use the terms "lease," "lease agreement," "rental-purchase agreement" and "agreement" the same. (We usually use the term "Lease.") Under your Lease, you can: (a) weekly, biweekly, or monthly payments or exercise an Early Purchase Option pursuant to your payment offer (not applicable in FL, NC and TX) and some restrictions may apply in CA to acquire Ownership of the rented goods or (b) rent the goods for at least the initial term and then end the lease when you want by making all required payments and returning the goods. In NC, the final payment required to purchase the rented goods will be an amount greater than 10% of the Cash Price. If you are approved for a loan the weekly payment is only an estimate. Please review the actual terms in your loan agreement if you are approved. Your rates, terms and payment schedule are subject to approval pursuant to underwriting criteria and may vary by state. FlexShopper provides offers for Lease to Own Options, however, we do not make any loan or credit decisions and are not representative, brokers or agents for any Lenders.

3 If approved by FlexShopper customers that reside in Florida, Texas and North Carolina, the Cash Price is the price we charge for a cash sale of the item. The Cash Price may be higher than the cash price you would pay if you were to purchase the item directly from the merchant shipping the merchandise on FlexShopper and/or affiliates behalf. If approved by another payment option provider the cash price is the invoice amount of the item excluding taxes, shipping and other fees.

5 Good credit is not necessary but not everyone with bad credit is approved. Our goal is to help consumers with not so perfect credit get goods they want through a payment offer that works for you.

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8 If approved by FlexShopper customers that reside in Florida, Texas and North Carolina you will own the item(s) and not have to pay any additional amount if you pay the full Cash Price (the Cash Price is the price we charge for a cash sale of the item (or $50 more than the price the merchant you select charges) plus sales taxes and may be higher than the price you would pay if you were to purchase the item(s) directly; if you rent multiple items at the same time, we reduce the Cash Price (and increase the Cost of Rental) by $50 for the second and each subsequent item you rent, which makes it less expensive to purchase the items before the end of the term of the Lease). After 90 days, you also have an Early Purchase Option that allows you to own your item(s) for less. Simply refer to the table in your Lease to look up the Early Purchase Option amount after each payment date. If approved by another payment option provider please refer to the terms and conditions of your agreement.

9 All lease/loan decisions and rates and terms are subject to approval pursuant to underwriting criteria related to the applicant’s credit quality. Rates and terms may also vary depending upon the state where you reside.